Health Plans

Please use our health plan comparison to quickly review the differences in our 3 health plans, or click on each plan for detailed information.

Spouses who have access to medical coverage, other than a High Deductible Health Plan (HDHP), $1,400 or higher, through their own employer are not an eligible dependent for the HCS health plan.  They may, however, be enrolled in any other benefit option we offer.  Spouses who are offered an HDHP only through their employer, are subject to a spousal surcharge.  A Spousal Coverage Affidavit is required to cover a spouse on the HCS health plan, and must be updated every year during Open Enrollment.



doctor
Blue Cross Blue Shield Plan

BCBS Required Notice

   Ambulance
CIGNA - HMO Plan-TN and SURROUNDING AREA NETWORK ONLY

Cigna Required Notice

  
 hospital

CIGNA - HD Plan

Cigna Required Notice


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